Over the Fourth of July weekend I watched a lot of the GODZILLA MARATHON which ran for four days on the EL REY NETWORK. EL REY is quite a channel, I like it. It's market is young Latino men, at least according to its mission statement, and I can see that. It's loaded with stuff I would have watched in my early teens like Wrestling and Godzilla. I've long grown out of my interest in Wrestling but I'll never grow out of Godzilla.
The commercials they run are pandering to apparently a crowd that sadly has it's life in a mess. One is a commercial for Auto Insurance. It shows a young mother walking down the street pushing a sick baby and saying she has a car but she can't afford to insure it. The announcer comes on and says you can get insurance for as little as $20 down.
There's a lot of things here;
1. If you're in a situation where you have a car and a small child and you can't afford your auto insurance you need to reevaluate your life. There is no adult working who should have a car if they can't afford to put it on the road, and more so, there is no adult working who shouldn't be able to afford both a car, insurance, a small child and housing. ALL of that without government assistance.
Is that harsh? Is the idea that government assistance is supposed to be TEMPORARY to help you get you on your feet a surprise? That's how it was intended. It's not supposed to be a supplement to your income because you were too immature to pay attention in school. It's certainly not supposed to be multi generational.
If you fall into this category make some hard life decisions.
2. Auto Insurance is a scam. I hate these guys. I haven't liked my insurance agent since my sister was mine many years ago and even then I didn't like her. You pay in for what? The Nudniks who don't know how to drive who cause accidents? You drive for 35 years with NO accidents and your rate is still outrageous. Insurance, like pharmaceuticals and lawyers who are lawsuit happy are what ruin this country. These companies put a gun to your head, and the government, which is supposed to watch out for us, regulates it so there is virtually no competition. Competition benefits the consumer. Break the regulations and you'll see premiums plummet as companies compete against each other.
A lot of clowns this week. I'm running out of clown pictures.